A repository for Marcospinelli's comments and essays published at other websites.

Pre-Existing Condition Insurance Plan Scraps Initiative That Helped Sick People Find Health Care

Sunday, April 29, 2012


Second point:  Medical loss ratio' is what you're talking about.

And the insurance industry has already figured out the way around it.  

Don't believe me?  Don't want to take my word for it?  You don't have to.  Go call Wendell Potter and Lawrence O'Donnell Iiars:

On Countdown with Keith Olbermann, whistleblower Wendell Potter talks with Lawrence O'Donnell about where the con game (medical loss ratio, the amount of money insurers must spend on health care) is in the legislation, and how it will enable insurance companies to continue to price gauge and keep obscene profits instead of delivering affordable and quality medical care to policy-holders.

What Obama has done is sell (and buy) insurance policies on behalf of insurance companies using Americans' money.  Over-price­d, lousy insurance policies, at that.  That's a pretty neat trick, btw, to sell and buy.  It's like playing chess with yourself.

Having insurance doesn't mean getting healthcare­.  BIG DIFFERENCE­.
 
There are no cost controls in Obama's legislatio­n, much less mechanisms for lowering the costs of medical care.  No controls over co-pays, no controls on deductible­s.  The only "first step" this is is toward ending all public health programs.  This goes in the wrong direction.  It institutionalizes, sets in concrete, the privatization of healthcare and the insurance industry as the gatekeeper to who can access affordable quality medical treatment.  If you think otherwise, then explain how, step-by-step, you see getting to affordable, quality medical care for everyone from ACA.  Lay it out how you think that's going to happen.

With the nation going bankrupt, this is a first step toward ENDING all public healthcare programs.  What we're going to see first is a state-by-state curtailment of Medicaid services.

If you think a Republican president would work to repeal Obama's healthcare legislatio­n, then you need to ask yourself why Obama couldn't/w­ouldn't work to get the real healthcare reform that voters put him and Democrats into office to get.  

FWIW, Obama's healthcare was designed by the rightwing'­s Heritage Foundation­.  If Republican­s were to repeal it, they would get pass it again under their own name, with a new title, and neither you nor Republican voters would know the true origin -- Republican voters would love it because it had an 'R' on it, and you would hate it because of that 'R' on it.
Read the Article at HuffingtonPost

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