A repository for Marcospinelli's comments and essays published at other websites.

Obama's Rolling Stone Interview: President Calls Out 'Irresponsible' Apathetic Dem Voters

Wednesday, September 29, 2010


Speaking of Joe Biden, I prefer that my enemies be easily identifiable on the other side and not standing next to me pretending to be a Democrat.

Joe Biden's been called a liberal really just because of his folksy manner.  His voting record tells a different story.  He's been voting with Republicans on landmark bills to screw the People for a long time.

One example of Biden's treachery is his record on the overall Bankruptcy bill five years ago.  His yes vote was shocking enough, but when you look at the amendments that Democrats tried to put into the bill to try to soften the blow to the People of the bill that passed and how Biden voted on them, no informed Democratic voter could ever vote for Biden again, much less think him to be a liberal.  Here are just some of the amendments on that bill that Biden voted against:'

 To reject a provision that would ensure that no elderly people in enough financial trouble to seek bankruptcy protection would lose their homes.


Here's one amendment to the bill that Biden didn't vote on at all: 

To preserve existing bankruptcy protections for individuals experiencing economic distress as caregivers to ill or disabled family members.
That was a simple effort to not strip away existing protections for people who are struggling to stay alive, housed, and fed while taking care of ill or disabled family members.  

 To provide protection for medical debt homeowners.
To exempt debtors whose financial problems were caused by serious medical problems from means testing.

Both amendments  had the simple goal of consumer protection for individuals whose medical debts are the reason they're filing for bankruptcy.

Another amendment to the bill that Biden voted against:

To require enhanced disclosure to consumers regarding the consequences of making only minimum required payments in the repayment of credit card debt, and for other purposes. 

That amendment was a Democratic attempt to balance the aggressive protections given by the bill to predatory lenders by simply requiring credit card companies to give people more prominent warnings about what will happen if they only pay the minimum required payments on those cards. This is a significant problem for many consumers, who do not understand that making the minimum allowed payments on credit cards actually increases their debts on those cards.

To protect service members and veterans from means testing in bankruptcy, to disallow certain claims by lenders charging usurious interest rates to servicemembers, and to allow servicemembers to exempt property based on the law of the State of their premilitary residence.

That amendment was a Democratic request to protect servicemen and women from bankruptcies by predatory lenders charging usurious interest rates, & to allow them the protections of their own state laws in potentially keeping their properties.

http://www.dailykos.com/storyonly/2005/3/6/63144/06015
About 2010 Elections
Read the Article at HuffingtonPost

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