Nancy Pelosi Says Social Security Cut Proposed By Obama Would 'Strengthen' Program

SS is not owned by those who contribute. So if you die at 58, you cannot pass on your 35 years of contributions to your family as an asset.

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Yes and no: If you leave behind minor children, they will receive benefits until they reach 18.  And your spouse will be able to collect when he or she turns 65.

That's the way this remarkably successful program works.  
Read the Article at HuffingtonPost